Salary insurance
Salary insurance, wage insurance – or simply lønsikring in Danish – they all mean the same. At a-kassen A&Til, the purpose is clear: to give you extra financial security if you lose your job. Salary insurance covers up to 90% of your current salary from only 79 DKK per month.
How salary insurance works
Salary insurance supplements your unemployment benefits. If you're eligible, it can cover up to 90% of your previous income, helping you maintain your lifestyle and avoid major financial loss while you're between jobs.
What is salary insurance?
Salary insurance gives you extra financial security if you lose your job. While a-kassen A&Til provides you with unemployment benefits, salary insurance helps close the gap between your regular salary and the benefits you receive.
If you meet the requirements, salary insurance can supplement your benefits and bring your total income up to 90% of what you earned before becoming unemployed.
For example, if your previous monthly salary was 40,000 DKK, and unemployment benefits cover around 20,359 DKK, salary insurance can cover a large part of the difference – helping you stay financially stable while you search for a new job.
Why choose salary insurance?
Because dagpenge alone may not be enough if you have a higher salary. Salary insurance gives you peace of mind and financial room to breathe while you focus on finding your next job – not just paying the bills.
How much does salary insurance cost?
The cost of salary insurance depends on your current income and the coverage you choose. It’s based on how much you earn today and how much you want the insurance to pay out each month if you become unemployed. You can use our salary insurance calculator to see which plan and price fit your situation best.
At a-kassen A&Til, we calculate your insurance based on the information you provide. With salary insurance, you get peace of mind, greater financial security, and more freedom to focus on your next step in working life – not your bills.
Can my seniority be transferred?
If you already have a similar insurance policy with another provider, your seniority may be transferred to your salary insurance with a-kassen A&Til. This means that the usual 9-month qualification period can be shortened or even removed entirely. To make this possible, you must sign up for salary insurance with a-kassen A&Til immediately after your previous policy ends.
Become a member of a-kassen A&Til
When you join a-kassen A&Til, you become part of one of the most affordable unemployment insurance funds in Denmark. We have deep insight into a wide range of industries, roles, and professions, so we can guide you no matter your field. This is possible thanks to our strong and long-standing collaboration with 54 labor unions.